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Optimum Source Inc. · Pasig

Mortgage Loan Processor (experience in data encoding/data analysis)

full timePosted 28 days ago
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Stack mentioned

data-analysis

Description

Ensure the accuracy and completeness of loan applications, prepare loan files for underwriting, and communicating with borrowers and loan officers throughout the loan approval process. Must be detail-oriented, have strong analytical skills, and enjoy working with people

Requirements

- Bachelor's degree in Finance, Business Administration, or a related field preferred.

- Minimum of 1-2 years of experience in mortgage processing an advantage.

- At least 2 years of experience in data encoding and data analysis

- Strong analytical and problem-solving skills.

- Excellent attention to detail and accuracy.

- Proficient in Microsoft Office Suite and loan processing software.

- Strong communication and interpersonal skills.

- Ability to work independently and as part of a team.

- Can work on-site in our office here in Ortigas

- Willing to work on nightshift schedule in case a business need arises.

Responsibilities

- Gather and verify loan application documentation: This includes tax returns, pay stubs, bank statements, assets, salaries, debts and employment status and other financial documents to fill in information for the loan application.

- Evaluate credit histories and analyze credit reports and debt-to-income ratios: Assess the borrower's creditworthiness and ability to repay the loan.

- Prepare loan files for underwriting: Organize and package all required documentation for underwriter review.

- Obtain any missing or incomplete documentation: Work with borrowers to gather any additional information needed for loan approval.

- Track loan processing timelines: Ensure all deadlines are met to keep the loan on track for closing.

- Adhere to company policies and procedures: Maintain compliance with all relevant regulations and industry standards

- Research and correct mistakes in applications for clients

- Review file documentation for missing or erroneous information

- Assist Loan Officer with requests and tasks needed to complete and process applications

Job Type: Full-time

Pay: Php20,000.00 - Php25,000.00 per month

Benefits:

- Paid training

Work Location: In person

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