Job: Technical Business Analyst
Experience: 8+ years
Hire Type: Fulltime
Location: Charlotte, NC
Must Have Technical/Functional Skills
- Minimum 5+ years of financial services experience, specifically supporting retail or wholesale credit risk, loan pricing, or capital markets workflows (Credit pricing models).
- Knowledge of Precision Lender pricing application and/or prior Bofa experience in this domain
- Advanced Oracle SQL & PL/SQL
- Business Analyst Certification
Roles & Responsibilities
- Responsible for business and system requirement analysis, translating stakeholder needs into actionable specifications,
- And supporting solution needs across various complex initiatives
- Analyst partners closely with business, technology and delivery teams to understand the objectives, assess impacts,
- Manages scope and requirement decisions and identify integration points across the application ecosystem.
- Ability to identify platform capability needs, contribute to feature definition and approach the platform as a product
- They also serve as domain matter expert, provide thought leadership based on implementation experience to strengthen
- Requirements of quality, traceability and delivery execution.
- Translate complex quantitative credit pricing models (PD/LGD/EAD and risk-adjusted return on capital) into System architecture blueprints
- Map critical credit application data, financial variables, and macro-economic factors from source systems to the Central pricing data base
- Design extensive test scripts, write data-driven automation queries, and execute user acceptance testing to ensure credit decisions match quantitative models perfectly
- Write and optimize complex Oracle SQL queries and PL/SQL procedures, functions, and packages to analyze model data and reverse-engineer legacy pricing logic
- Debug pricing mismatches and data pipeline failures by deep-diving into database objects, triggers, and stored procedures
- Guide junior analysts on data structures, review technical documentation, and champion Agile delivery milestones