Job Description – Audit Executive (Gold Loan – NBFC)
Position: Audit Executive
Department: Internal Audit
Industry: NBFC – Gold Loan
Experience: 2–5 Years
Qualification: B.Com / M.Com / MBA Finance
Job Summary
Responsible for conducting branch audits, verifying gold loan transactions, physical gold stock, documentation, cash, and compliance with company policies.
Key Responsibilities
- Conduct branch and Gold Loan audits.
- Verify physical gold, weight, purity, packets, and system records.
- Check loan documentation, KYC, LTV, interest, and repayment entries.
- Audit cash, collections, expenses, and branch transactions.
- Verify gold release, loan closure, and auction processes.
- Identify discrepancies, fraud risks, and policy violations.
- Prepare audit reports and follow up on audit observations.
- Ensure compliance with company SOPs, KYC/AML, and regulatory requirements.
Required Skills
- Experience in Gold Loan / NBFC / Banking Audit preferred.
- Good knowledge of MS Excel and reconciliation.
- Strong analytical and numerical skills.
- Attention to detail and good communication skills.
- Willingness to travel to branches.
Preferred: Experience in Gold Loan / Gold Finance NBFC is an advantage.
Pay: ₹20,000.00 - ₹25,000.00 per month
Work Location: In person