We're looking for a Nearshore Tech Lead who thrives in a startup-like environment inside an established auto lender. This isn't a traditional lead role where you manage from a distance — you're architecting, shipping production code, and setting the engineering bar for the team. Real technical ownership from day one with direct visibility into the products that power the business.
Key Responsibilities
Design & Development
- Architect, build, and operate full-stack services and user experiences powering loan origination, decisioning, and servicing on our new Flagship Platform
- Ship features end-to-end: Next.js frontend, C#/.NET backend, PostgreSQL, and AWS ECS infrastructure
- Translate complex financial and operational workflows into clean, performant, well-tested code that holds up under regulatory scrutiny and production load
API & Platform Integration
- Lead integrations with credit bureaus (Experian, Equifax, TransUnion), dealer systems (DealerTrack, RouteOne), fraud and verification providers, and third-party partners — including contract design, retry/idempotency strategy, and operational runbooks
- Extend and customize the DEFI Solutions loan origination platform — configuring workflows, scorecards, rules, and decision flows via REST APIs and MSSQL
Technical Leadership
- Own the technical direction for the nearshore squad — you set the patterns, everyone else follows
- Run design reviews, provide technical guidance, and onboard engineers joining after you
- Serve as the bridge between the nearshore delivery squad and US-based stakeholders — strong English communication is a must
- Drive observability, performance, reliability, and security across all services you own
Engineering Practices
- Set the standard for testing, observability, security, and CI/CD across the team
- Lead by example on AI-assisted development — GitHub Copilot, Cursor, Claude Code — accelerating delivery without sacrificing quality
- Collaborate directly with Product, Design, and business stakeholders from problem framing through production rollout
Must-Haves
- 7+ years of professional software engineering experience with a proven lead or senior IC track record
- Expert-level C#/.NET backend and React/Next.js frontend
- Strong PostgreSQL, RESTful API design, and SQL Server/T-SQL
- Hands-on AWS experience — ECS, EKS, Fargate, Docker
- Experience integrating with multiple vendor systems (bureaus, dealer systems, etc.)
- Daily AI tooling proficiency — you're setting the standard for the team
- Strong English communication for daily standups and US stakeholder collaboration
Nice-to-Haves
- DEFI Solutions or equivalent commercial Loan Origination System experience
- Auto finance, lending, or regulated-industry background
- Event-driven architecture and AWS messaging (SNS, SQS, EventBridge, Kafka)
- ML-driven decisioning or underwriting model integration experience
- Experience leading distributed or nearshore teams