Job Description
The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines. Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.
Responsibilities
The commercial lending risk analyst is responsible for analyzing financial statements, credit data and internal information to determine a risk rating and a recommendation to establish a new credit facility or to renew the customer’s current credit lines. Through a credit review, the analyst will document and submit their assessment for approval to Risk/Operations as required.
Underwriter must be able to work with other departments, office branches, and/or end-customer to effectively complete the assessment and obtain the approval/rejection. Must quickly understand and adhere to established policies and procedures.
Qualifications
- Underwriting experience with Commercial credit analysis (e.g. financial statements, income statements, cash flow and other financial analysis);
- Degree level educated in Business Administration, Economy, Engineer or Accountancy;
- Fluent in English verbal and written – other languages advantageous;
- Knowledge of financial statements and risk indicators;
- Ensure understanding of credit policies and procedures established;
- Highly self-motivated and able to work well under pressure;
- Analytical mind-set, business results-oriented, ethical and high integrity;
- Ability to effectively prioritize and execute tasks;
- Good planning and organizational skills;
- Excellent verbal and written communication skills;
- Ideally knowledge of the car financing sector/market (this is a plus);
- High analytical capacity and problem solving ability;
- General knowledge of Microsoft Office tools (Excel, PowerPoint, Word) to work with regular spreadsheets, word documents and presentations.
About Us
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About The Team
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