Job Description & Must Have Technical/Functional Skills
• Business Analyst in Lending and Credit Risk domain (Private Individual clients)
•Minimum 6+ years of onsite professional working experience required.
•Broad experience (also practical) in requirements engineering for large-scale IT solutions as part of scrum teams (working directly with the engineers)
•Broad experience (also practical) in detailing and creation of User Stories as well as concepts and specifications for agile delivery teams
•Good analytical and communication skills, strong independence and initiative, ability to work in agile delivery teams
•Knowledge of Banking IT (e.g., Frontends & Channels and Cloud Knowhow) and experience in Lending processes and Credit Risk workflows.
•Experience in API design (swagger definition) and data mapping.
•Strong background in systems integrations based on data-driven API’s.
Roles & Responsibilities
• Lead requirement gathering and analysis workshops with Lending, Credit Risk, and business stakeholders.
•Convert business requirements into well-defined User Stories, Epics, and Acceptance Criteria for Agile teams.
•Collaborate closely with Product Owners to maintain and prioritize the product backlog.
•Define and document end-to-end lending, credit assessment, and credit risk business processes.
•Create functional specifications, process flows, business rules, and solution design documents.
•Analyze and define API requirements, including Swagger/Open API specifications and integration workflows.
•Perform source-to-target data mapping and ensure accurate data flow across integrated systems.
•Work directly with developers and QA teams to clarify requirements and support sprint delivery.
•Support SIT/UAT testing, defect triage, and business validation to ensure requirements are met.
•Act as the liaison between business, technology, and external stakeholders, ensuring successful delivery of
•lending and credit risk solutions in an Agile Scrum environment.