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Stem IT · Manhattan, NY

Regulatory Compliance, Associate Counsel

Hybridseniorfull timePosted Aug 12
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A rapidly growing Series D FinTech focused on improving financial wellness for underserved consumers is seeking a Regulatory Compliance & Associate Counsel to join its legal and compliance team in Midtown Manhattan (3 days/week onsite).

This is an excellent opportunity for an attorney looking to make a meaningful impact in a high-growth fintech environment. You'll work cross-functionally with legal, engineering, operations, product, and marketing teams, helping shape compliance strategy, support new product launches, and navigate the evolving regulatory landscape surrounding consumer lending.

What You'll Do:

• Provide legal and regulatory guidance on consumer financial services laws, including TILA, ECOA, FCRA, UDAAP, SCRA, FDCPA, and BSA

• Support regulatory examinations, audits, and inquiries while coordinating responses with internal teams

• Partner with outside counsel to manage arbitration, litigation, and regulatory enforcement matters

• Review marketing materials, disclosures, and customer communications to ensure regulatory compliance

• Support new product launches and business initiatives by providing practical legal and compliance guidance

• Assist with the development and enhancement of compliance policies, procedures, and training programs

• Monitor regulatory and legislative developments impacting consumer lending and communicate business implications

Required Background:

• J.D. from an ABA-accredited law school

• Active membership in good standing with at least one U.S. state bar

• 2-4 years of experience within a FinTech, bank, online lender, credit card company, or law firm

• Strong knowledge of consumer financial regulations, including TILA, ECOA, FCRA, UDAAP, SCRA, FDCPA, and BSA

• Excellent legal research, analytical, and problem-solving skills

• Strong written and verbal communication skills with exceptional attention to detail

• Ability to thrive in a fast-paced, collaborative, and rapidly evolving environment

• Intermediate to advanced Microsoft Excel skills

Bonus Points:

• Experience working directly with state or federal financial regulators

• Experience supporting regulatory examinations or enforcement matters

• Background advising on consumer lending products or financial services

• Experience partnering with product, engineering, or marketing teams in a high-growth organization

Perks:

• Competitive base salary + target bonus

• Equity/Stock Options

• Hybrid schedule (3 days onsite in Midtown Manhattan)

• 401(k) with employer match

• Comprehensive medical, dental & vision coverage

• Generous PTO, holidays & wellness benefits

• Professional development and education reimbursement

• Opportunity to help shape the legal and compliance function at a fast-growing FinTech

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