Job Description
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Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs
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Support the end-to-end Credit & Lending servicing journey, ensuring a seamless and efficient process for both customers and internal stakeholders
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Assist the Relationship Manager with credit analysis and the timely submission of credit proposals for facilities for both existing and prospective clients
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Proactively manage the credit quality of the supported portfolio by i) conducting periodic credit reviews; ii) tracking and reporting of compliance with covenants and conditions of approval; and iii) promptly escalating deviations to the Risk team for resolution.
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Actively participate in training sessions to continue to develop credit skills, product knowledge, industry knowlede and client management skills.
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Ensure the consistent application of HSBC policies and adherence to regulatory, financial, and legal standards to minimise business and reputational risks
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Support lead BCO on ad-hoc requirements and other strategic initiatives to streamline and simplify end-to end credit & lending process
Qualifications
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Preferred academic background in Business, Finance, or a related field
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Relevant work experience in corporate banking as a credit analyst or relationship manager
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Strong analytical & communication skills required.
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Good understanding of various financing instruments and banking products in corporate banking
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Comprehensive understanding of risk management and proven experience in ensuring compliance (self and others) with organisational and regulatory requirements
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Analytical with a keen eye for details
- Ability to perform well under pressure.